payo

payo interviews you about your project's tech stack and needs, then writes the guidance files used by AI coding assistants like Claude, Cursor, Copilot, Codex, Windsurf, and Antigravity. It aims to reduce the time to set up consistent, project-specific AI interactions from hours to minutes.

The main benefit is its simplicity: developers don't need deep prompting expertise to produce structured CLUAUE.md, .cursorrules, or AGENTS.md files. It also supports multiple AI tools, cutting down on repetitive configuration work.

However, the project is in a very early stage with only 9 GitHub stars and no forks; community support and ongoing maintenance are uncertain. The quality of the generated rules depends heavily on the coverage of its prompt questions and the underlying model, which may not suit complex or highly customized requirements.

payo is a free, open-source CLI tool that runs locally. It is best suited for individual developers or small teams wanting to quickly prototype AI-assisted workflows. Teams that need robust, production-ready AI guidance files or require deep customization should evaluate more mature solutions or continue manual authoring.